I left all the rows blank so you can completely personalize them to your household. If you already have a budget in place this can help you stick to it, or see what areas are throwing your budget off. I’m not a financial expert, but I know that this spreadsheet has helped us keep track of where our money is going and when it is leaving our bank account. I keep this list inside our file cabinet, and every time I pay a bill I fill in the spreadsheet. It’s also great to see on average how much we put on each credit card, or if a bill (such as electric) is higher or lower than the month before. It works great to help us know approximately what day of the month each bill will show up, or automatically be withdrawn. Well, that didn’t sound like the best system for me, so I created a spreadsheet. You would think after a few months we would start to see the pattern.įinally, my husband asked me if I would keep track by making a mark on the calendar of what day each bill showed up. It wasn’t really that big of a deal for us but for some reason, it was always kind of a surprise to receive two big bills back to back. We always paid them and mailed them right back without thinking when the next bill would be coming. A few months ago I created a spreadsheet that will help with this step. It just so happens to work out that these two credit card bills come in the mail within one to two days of each other every month. The first step is realizing where your money is going and when it is being withdrawn. On one credit card we put all our gas and monthly bills (such as Netflix, the internet, and natural gas), on the other we put all our groceries and other store purchases. A few months ago I created a spreadsheet that will help with this step.īills come in the mail every week. The first step is realizing where your money is going and when it is being withdrawn. I see some people who really would like to do a better job of saving their money or being responsible with it, but they aren’t sure how or where to start.
#How to organize your bills on a spreadsheet how to
I see a lot of people that have no clue how to get their finances in order. Convenient: most definitely! However, it is also easier to lose track of how you’re spending your money, or how much money is in your bank account at any given time. Thanks to technology, there is the option of having some of your bills paid by automatic withdraw, which makes paying bills completely out of sight out of mind. I mean really, who actually enjoys spending the entire afternoon on hold with an insurance company? Yuck! In my opinion, it’s one of the hardest (if not the hardest) part of becoming a responsible adult. Organizing finances can be difficult and unpleasant. Adults get junk mail and bills, bills, bills.
Don’t you think it’s funny how when you were a little kid it was the most exciting thing in the world to receive mail and now as an adult, you hate getting the mail? Kids get birthday cards containing money or party invitations in the mail.
0 kommentar(er)
